Musa, Suleiman Ibrahim, et al. “Effect of Financial Literacy and Regulatory Constraints on Leasing Financing of Small and Medium-Sized Enterprises (SMEs) in Jigawa State, Nigeria”. FUDMA Journal of Accounting and Finance Research [FUJAFR], vol. 4, no. 4, Nov. 2026, pp. 16-28, https://doi.org/10.33003/fujafr-2026.v4i4.437.16-28.