S. Kura, S. Yahaya, A. Aliyu, I. Ahmed, M. Abdullahi, and S. Bashiru, “Microcredit and poverty reduction: the role of entrepreneurial self-efficacy: empirical evidence from Kano, Northwest Nigeria”, FUJAFR, vol. 3, no. 4, pp. 74–88, Dec. 2025, doi: 10.33003/fujafr-2025.v3i4.242.74-88.