GITA, E. E.; ORIAVWOTE, V. Digital banking tools and savings performance. FUDMA Journal of Accounting and Finance Research [FUJAFR] , [S. l.], v. 3, n. 4, p. 35–44, 2025. DOI: 10.33003/fujafr-2025.v3i4.235.35-44. Disponível em: https://www.fujafr.fudutsinma.edu.ng/index.php/fujafr/article/view/235. Acesso em: 11 dec. 2025.